Looking to give your business an edge in retention and recruiting? Want to boost your employee engagement? How about lowering cost-to-hire, time-to-hire, absence & injury rates?
What if there was a way to accomplish all these objectives without adding another layer of expense to your business?
With our Preventive Health Plan and Benefit Bank* you can!
These are tax-advantaged, Cafeteria-Plan eligible programs, compliant with ACA and IRS guidelines that provide employees with comprehensive benefit packages. Applying these ‘pre-tax’ eliminates impact to the employees existing take-home pay.
Interested? Discover more below…
*Benefit Bank - a way to provide coverage that employees, job-seekers, and families need today without emptying their wallet or yours!
What are Preventative Health Plans?
Supplemental program cares for physical or mental/emotional illnesses & minor injury
Unlike health plans, NO employee co-pays, NO deductibles, and NO claims to file
Real-time & Any-time - employees & families access providers 24/7 via Virtual Care App
Immediate care means less missed work making or driving to & from doctor appts.
Benefit Bank* provides spending credits for plans employers may not be able to offer
Cafeteria Plan qualified ACA Compliant SIMERP program under Section 125
What’s in it for my Employees?
Exclusive *Benefit Bank* for added coverage
Less Missed Work / Fewer Medical Bills
Financial, Relationship, & Crisis Counseling
Patient Advocacy & Billing Review
Premier Benefit Package for job-seekers
No Co-Pay or Deductibles
What’s in it for my Business?
Fewer Claims on employer health plans (especially ER visits) equals lower premiums
Less absenteeism because of sick workers or family members, and fewer workplace injuries
Increased Productivity due to healthier, happier, and less-stressed employees
Increased Retention & Easier Recruiting
Potential Reduction of FICA Tax and Workers Comp costs
No Out-of-Pocket costs for setup or use
But, are PHPs difficult to implement?
Enrollment is fully supported with a 1-on-1 benefit selection process. We take care of your people and do the heavy lifting!
Ongoing Plan Management is fully supported with usage reports & admin assistance
Not dependent on Open Enrollment periods - implement & enroll PHP within 30 days
Customer Service fully supported for employees, employers, and HR staff
Care in over 80 Languages, so everyone gets assistance, respect, and proper care