Looking to give your business an edge in retention and recruiting? Want to boost your employee engagement? How about lowering cost-to-hire, time-to-hire, absence & injury rates?

What if there was a way to accomplish all these objectives without adding another layer of expense to your business?

With our Preventive Health Plan and Benefit Bank* you can!

These are tax-advantaged, Cafeteria-Plan eligible programs, compliant with ACA and IRS guidelines that provide employees with comprehensive benefit packages. Applying these ‘pre-tax’ eliminates impact to the employees existing take-home pay.


Interested? Discover more below…

*Benefit Bank - a way to provide coverage that employees, job-seekers, and families need today without emptying their wallet or yours!

What are Preventative Health Plans?

  • Supplemental program cares for physical or mental/emotional illnesses & minor injury

  • Unlike health plans, NO employee co-pays, NO deductibles, and NO claims to file

  • Real-time & Any-time - employees & families access providers 24/7 via Virtual Care App

  • Immediate care means less missed work making or driving to & from doctor appts.

  • Benefit Bank* provides spending credits for plans employers may not be able to offer

  • Cafeteria Plan qualified ACA Compliant SIMERP program under Section 125

What’s in it for my Employees?

What’s in it for my Business?

  • Fewer Claims on employer health plans (especially ER visits) equals lower premiums

  • Less absenteeism because of sick workers or family members, and fewer workplace injuries

  • Increased Productivity due to healthier, happier, and less-stressed employees

  • Increased Retention & Easier Recruiting

  • Potential Reduction of FICA Tax and Workers Comp costs

  • No Out-of-Pocket costs for setup or use

But, are PHPs difficult to implement?

  • Enrollment is fully supported with a 1-on-1 benefit selection process. We take care of your people and do the heavy lifting!

  • Ongoing Plan Management is fully supported with usage reports & admin assistance

  • Not dependent on Open Enrollment periods - implement & enroll PHP within 30 days

  • Customer Service fully supported for employees, employers, and HR staff

  • Care in over 80 Languages, so everyone gets assistance, respect, and proper care